Premium Mortgage Selects Gateless Smart Underwrite to Transform Operations
ROCHESTER, N.Y. , Nov. 13, 2025 /PRNewswire/ — Premium Mortgage Corporation, a Rochester-based lender and the #1 purchase money lender in both Buffalo and Rochester, proudly serving all of New York State, announced a major strategic investment to modernize its loan manufacturing process by adopting the Gateless Smart Underwrite® platform. This implementation will significantly boost efficiency, speed, and loan quality by leveraging Gateless’ artificial intelligence (AI) and automation capabilities.
Premium Mortgage, a master servicer for Fannie Mae and Freddie Mac with more than $1.4 billion in loans serviced, continues to advance its commitment to delivering exceptional service and innovative technology to its clients and partners. To that end, Premium expects to invest more than $1,000,000, over the next 3 years, in real-time underwriting automation, through its partnership with Gateless.
The deployment of Smart Underwrite® is a key part of Premium Mortgage’s commitment to providing an exceptional and transparent home financing journey. To further enhance the frontend digital experience, Premium Mortgage will leverage its strategic partnership with LenderLogix, whose suite of borrower-facing tools seamlessly integrate with the new automation architecture. “Our goal is always to provide the fastest, smoothest experience for our borrowers without sacrificing the diligence and quality our industry demands,” said Mike Donoghue, CEO at Premium Mortgage. “Gateless Smart Underwrite® is a game-changer for our internal teams, allowing our underwriters to focus on complex decisions rather than manual tasks. By combining this backend power with the best-in-class digital tools from LenderLogix, we’re building a truly modern, end-to-end mortgage process.”
